An annuity is an insurance contract between you and an insurance company that is designed to help meet retirement and other long-range goals. To fund an annuity, you can either transfer your money in one large, lump-sum, or you can make a series of payments.

In return, the insurance company agrees to pay you a specific amount of income per month, quarter, or year. This income can start immediately or at some future date depending on the type of annuity you purchase and the options available within that annuity. Income is paid for either a chosen period of time or even for the remainder of your life. An annuity is an insurance product and is sold by licensed insurance producers.

What You Should Know About Today’s Annuities

Fixed Indexed Annuities are on the forefront of retirement planning.

People have always known that a standard fixed annuity can provide them safety and tax-deferment, but today’s Fixed Indexed Annuity insurance products allow you more opportunity for growth and have even better options for liquidity. If you’ve ruled out fixed annuities for your situation, I’d strongly advise you to continue to learn more and meet with me for more personalized details and a suitability assessment.

How Can I Get More Details on Specific Annuities?

At this point, the process for getting more details on annuities consists of you and I meeting for an initial discussion. This is not a sales meeting, but rather a time for you to talk about your current situation and future goals, as well as ask questions you may have from this course.

If your questions are answered to your satisfaction and we both agree that moving forward with another meeting would make sense, then we will schedule that at the end of our first meeting. There is no obligation in this first meeting. The goal is for you to explore your options and decide how you would like to proceed.

Annuity Basics


The purchase of an annuity insurance product is one of the fastest-growing retirement strategies in the U.S. Last year, consumers moved more than $230 billion dollars out of the stock market or banks and into the purchase of annuities … to reduce or eliminate risk and to get their savings growing again.

A recent Gallup Poll of over one thousand annuity owners reveals a striking contrast between the American population at large and those who purchase an annuity. While most national polls show a decline in consumer confidence in retirement, more than half of annuity owners believe that they have enough or more than enough money to cover their financial needs in retirement. Ninety-three percent are happy with their annuity purchases and still own their first.

How Do Fixed Indexed Annuities Work?


The purchase of a Fixed Indexed Annuity insurance product may be a viable retirement strategy for you. Dig into even more information by watching this short video.


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